Debt Funds: Preserved Or Not?

Debt funds are getting a lot of attention these days. In recent years, this reasonably obscure sibling of equity funds has been in the news for various reasons. This ranges from Franklin Templeton freezing six of its debt funds with assets of Rs 28,000 crore to monthly net flows in debt mutual funds, doubling from Rs 43,431 crore in April to Rs 94,224 crore in May. For the typical investor, the obscurity surrounding debt funds continues to grow. Fixed income products such as debt mutual funds and bank deposits are…

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What Is the Ideal Tenure for A Term Insurance Policy?

What Is the Ideal Tenure for A Term Insurance Policy?

If you are the primary earning member of the family, then you would have financial dependents. The best way to ensure that your dependents continue to live a financially stable life even in your absence is to opt for a term insurance plan. What is the meaning of term insurance? It is a protection plan that offers coverage for a limited term in return for regular premium payments. If a tragic event occurs with the policyholder within the covered term, the family can receive the sum assured. One aspect that…

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