Given inflation rates, things are becoming more expensive as we move forward. Many of us can feel the financial stress in our day to day lives. Be it expenses to maintain a certain lifestyle or cope with medical emergencies, we have at some point in our lives felt pressed for cash. To cater to such times of financial difficulty, banks and financial institutions offer personal loans.
Personal loans are unsecured loans that can be used for multiple financial obligations ranging from paying your child’s school fees to buying an expensive gadget. They are collateral-free, meaning you do not have to pledge any asset such as your house or car as security to obtain the funds. Financial institutions have made it more convenient for borrowers to apply for a loan through online loan apps.
One such loan apps aimed to deliver an excellent user experience and cater to the financial needs of different segments is Bajaj Finserv Experia. The handy and easy-to-use app brings smart financing to you through your phone.
Features And Benefits Of Using The Bajaj Finserv Experia App
- Family Sharing Feature Enable the family sharing feature and add up to six members to use the app and manage your online loan account.
- Lower Interest Rates Avail loans at affordable interest rates. The better your credit score, the better interest rates you can negotiate to obtain the personal loan.
- Enjoy New Functionalities Check out the referral program customised to suit your profile. Receive instant help via a chatbot in case of any concerns or get in touch with a representative through the app.
- Flexible Tenor Repay the loan in manageable instalments through flexible repayment options. The tenor ranges from 12 to 60 months.
- Instant Approval Get instant approvals within minutes after uploading basic documents on the app. It includes your identity proof, address proof, and proof of employment.
- Flexi Loan Facility Pay up to 45% lower EMIs on the loan amount of up to Rs.25 lakh with a flexi personal loan.
- Digital Account Unlike traditional loans, online loan apps allow you to track and manage the loan online from anywhere while on the go. At the touch of a button, access all the services at one place.
- Make Payments Part pre-pay or foreclose the loan via the online app instantly without having to pay a visit to the bank or financial institution. Access information on future payments to stay on track.
- Active Relations View and manage your active investments and loans, download your financial statements, and easily manage your loan via the app.
- Previous Relations Easily access information on the unsecured loan and investments, view statement of account, and other details of the closed loan.
How To Download Bajaj Finserv Experia?
Here are the steps you can follow to download the online loan app on your phone.
- Download the Bajaj Finserv Experia App from iOS or Play Store.
- Log in with your Experia ID or mobile number using the OTP sent to your mobile number.
- Start exploring your personalised recommendations and offers. You can also browse pre-approved offers based on your profile.
If you are struggling with a financial burden, you may download Bajaj Finserv Experia instant loan app to avail easy loans within a few hours.
To ease the process of availing finance and to save your valuable time, Bajaj Finserv has various pre-approved offers. You can use these offers to avail personal loans, business loans, home loans, and a host of other financial products.