Things to Keep in Mind Before Applying for a Loan Against Securities

You may have built your investment portfolio thinking of future needs, retirement, and emergencies. The various securities you have, be it stocks, mutual funds, bonds and other investments, are a way to grow your wealth and provide liquidity when you face a cash crunch. Since your securities offer high returns, especially when invested in the long term, you no longer need to sell them, to access funds. Instead, you can use your securities in another way, by taking loan against them. A loan against securities uses your securities as an…

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