Ever since the demonetisation in 2016, usage of plastic money in India has increased considerably. So much so that, according to the Reserve Bank of India, India added about 8.7 million credit cards to the system between 2017 and 2018.
Now, credit cards are extremely convenient when it comes to cashless payment methods. However, if you are seeking something more, like a free movie ticket credit card or a card through which you can withdraw cash from ATMs without hefty charges, you can avail a Bajaj Finserv credit card.
What sets this credit card apart from the rest?
The SuperCard combines the functions of four cards into one. For instance, you can use this card as a credit card, cash card, loan card and an EMI card. This credit card with the power of 4 cards in 1 provides several additional benefits as compared to other credit cards.
These are –
- Easy cash withdrawal from EMIs
For most credit cards, cash withdrawal from ATMs come with a hefty service charge and transaction fee. However, with this card, you can withdraw cash from ATMs without any additional charges for up to 50 days. Only a nominal processing fee of 2.5% is charged.
- Avail an emergency personal loan
You can convert the unutilised credits on this card into an emergency personal loan once a year. This personal loan comes without any end-user restrictions and can be utilised to cover expenses like medical emergencies, home renovation costs, etc.
If you opt for a quick personal loan on a credit card it remains interest-free for 90 days and can be repaid in 3 instalment amounts. Only a 2.5% processing fee is levied if you avail this benefit.
- Avail offers and incentives
The SuperCard offers exclusive benefits when you purchase goods or services from select partner stores of the financial institution. For instance, it is the perfect free movie ticket credit card, or the best card to avail attractive discounts when you go shopping. You can avail these offers from over 60,000 partner stores while shopping.
- Layered security for your finances
The SuperCard comes with much more robust security measures than other credit cards. For instance, measures like in-hand security, zero-fraud liability covers, etc. make it safer than other credit cards. The in-hand security feature of the card helps you to monitor all your financial transactions via the RBL MyCard App.
- Instant approval of the card
One of the greatest advantages of this card is that it comes with instant approval benefits. Additionally, Bajaj Finserv also provides pre-approved offers to help you avail such cards faster and much more easily. These offers are available on various other financial products, including credit cards, home loans, personal loans, business loans, etc. You can check your pre-approved offer easily by providing your name and phone number.
These are a few added benefits that you can avail with the RBL Bank SuperCard. Apart from these, you can avail easy EMI options for your high-end purchases, reward points, and all the other benefits offered by other credit cards.
However, to enjoy the benefits of this free movie ticket credit card, you need to fulfil certain eligibility criteria.
Who can avail this credit card?
To avail this credit card, individuals need to fulfil the following criteria –
- They should be between 25 and 65 years of age.
- They should have a credit score of 750 or above.
- Should have a good credit history without any defaults.
- Should reside in any of the cities listed under the financial institution.
- Be an existing customer with the institution and hold a network EMI card.
If you satisfy the criteria mentioned above, you can apply for the card with just a few documents like PAN card, Adhaar card, photograph and address proof.
How to apply for the SuperCard?
Follow these steps below if you want to apply for the RBL Bank SuperCard –
- Visit the website and submit the details like your name, phone number, etc. in the pre-approved form of the card.
- Upon submission, you will get an OTP on your phone number. Enter the OTP to verify the details submitted.
- Check your pre-approved offer and choose the type of credit card you want to avail.
- Your credit card application will then be approved instantly, and the card will be dispatched to you shortly.
However, before you apply for this free movie ticket credit card, make sure that you fulfil the eligibility criteria stated above to avoid any hassle in the application process. Also, make sure you have all the required documents handy before applying.