Which Credit Card Companies Offer Price Protection Policy?

We often look for the best deals around us before making a purchase. Most of the purchases today are made online. But, do you know that you can get the difference of the purchase price you paid for, in case there is a price decrease shortly? You can now avail this feature on your credit card! For this, you would need a Price Protection Insurance, in case your credit card doesn’t avail this facility and keep your saving game on. Benefits of Purchasing Price Protection Insurance Price protection coverage has…

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4 Tips to Get Lower Personal Loan Interest Rates

The advent of credit cards and personal loans has eased out the worries of the middle class to face any urgent cash crunches with elan. Are you a salaried individual with a Credit Score of 750+, consistent employment and repayment history? Lending institutions can award you a personal loan. If you have the required personal loans eligibility, you can get a personal loan of up to Rs.25 lakh from reputed lenders to cover your multiple needs. However, a personal loan is an unsecured loan, and due to this, there may…

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What Does a Commercial Loan Mean and How Businesses Can Benefit From It?

Commercial loans are a form of short-term, secured or unsecured financing. These are tailor-made for small and medium scale enterprises. It is often availed to acquire raw materials, upgrade the existing manufacturing equipment, etc. However, businesses can also fund large scale expenditures and support operational costs with the help of a commercial loan. Shortage of funds is one of the foremost issues plaguing short and medium scale industries in India. These organisations operate with a significantly smaller capital than their large scale counterparts, which leaves them with limited resources to…

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Save the tax by investing the right Mutual fund schemes

Mutual fund schemes

Mutual funds are considered as the best and the most reliable way to invest money in the long term. But a very few investors are aware that the mutual funds can also provide you the way to save some tax amount. Yes, you heard it right there are numerous mutual funds schemes that let you get the tax rebate up to an extent. Under section 80C, you can easily save the tax up to 1.50 lakhs. So, if you were taking mutual funds as only a way to invest your…

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Top Four Loan Apps In India to Get Instant Loan Approvals

It is a common scenario in the life of a salaried professional in India to face cash crunches that requires urgent attention. You may have faced many occasions in life when you don’t have money and still, you need to pay some urgent bills. What’s the way out? Thus, instead of borrowing from your friends and family, which can be embarrassing for many of us, it is better to avail a hassle-free instant personal loan. We are living in a digital age where almost everything is available at the click…

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6 Things You Should Know About how Collateral Loans Work

Collateral is the technical word used to identify the asset that you pledge to a bank or financial institution in exchange for a loan. Collateral can be anything from property to shares and mutual fund units. Pledging collateral offers the lender a degree of assurance in case you default on loan repayment. In exchange, you benefit from a large loan amount at a nominal interest rate. So, a collateral loan can be a great way to access money without losing ownership of your assets. In order to help you make…

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Special Category States Receive a Hike to Rs. 20 Lakh in GST Registration Cap

The 32nd GST Council Meeting on 10th January 2019 announced that the tax exemption limit is now Rs. 20 Lakh for special category states (Himachal Pradesh and North East states), as revision over the previous exemption bar of Rs. 10 Lakh. The threshold for other states is now Rs. 40 Lakh from the prior threshold of Rs. 20 Lakh. Assam was the first state to increase this limit even before this announcement. Finance Minister, Dr. Himanta Biswa Sharma, stressed on the fact that the new threshold will significantly benefit the…

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New-gens investment plan: Pre-leased office space

Pre-leased office space

The commercial and co-working services in Ghaziabad, India, offers in-depth advisory and tailor-made office space solution especially for India’s corporate, institution and MNC clientele. These companies serves a long list of clients from different sectors to attain their space solution. They help in structuring and delivering customized office space solutions. Along with market research, managing negotiations and so on. What is Pre-leased property? Before commenting further at first let’s know what is pre-leased or pre-rented space. A residential, commercial or industrial property that is leased out to a tenant for…

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