What is Reverse Mortgage? A Quick Study!

Have you heard about the concept of the reverse mortgage? What is reverse mortgage and how can it help you avail a huge amount of money without hassles? If you wanted to know about it, then we are here with a quick post to help you out. What is Reverse Mortgage? A reverse mortgage is a home loan in which the borrower receives the loan amount in some installments for a home that he/she owns. It is also referred to as the opposite of the home loan where the borrower…

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5 Smart Tips to Choose the Best Credit Card in India

In today’s era, credit cards are extensively used as an alternative for making payments when you are short on funds. Moreover, the ease of using a credit card for day-to-day spends merely is undebatable. Whether to book flight tickets, shopping, dining or hotel-stay, the benefits offered by credit cards are endless. A credit card is a significant financial product provided you manage it well. However, one of the biggest challenges faced by many people is choosing the right credit card for themselves, considering the full range of choices available in…

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What is ICRA rating system? Know its impacts on fixed deposits

Before investing your savings in a company FD, verifying your issuer’s financial stability is vital. This ensures that your investment is a successful one and your money is parked in safety. While word of mouth is a good starting point, it isn’t sufficient to make a wise decision. To get an objective analysis on your NBFC FD, inspect the ratings that reputed credit rating agencies attach to it. Agencies like ICRA evaluate details like the company’s track record and its risk management system before passing a judgement on the FD’s…

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How Does A Short-Term Personal Loan Rotate The Wheel Of Fortune In An Emergency?

A financial emergency is similar to an unexpected guest that arrives at your disposal without any prior intimation. It can be related to a sudden medical expense, loan payments and various other issues that make you bewilder all of a sudden. But if you lack sufficient backup and not ready to appeal to any of your friends or relatives to provide you the required sum of money, then applying for a personal loan is the best way to arrange the cash you need to support the emergency. Wisely select the…

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Decide Between Moto G5 Plus and Gionee A1 Lite Based on this Review

Choosing that right mid-range smartphone amongst so many options can be a difficult task. There are a lot of brands in the market with their numerous models available at different price ranges. Everyone claims to have the best of the features making it confusing for consumers to choose one. Last year witnessed the launch of two exclusive models – Moto G5 Plus and Gionee A1 Plus. Even after a year, both these smartphones are going strong amid several other competitors. Here’s a comparative study covering all the specs and features…

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Do you Need an Urgent Loan? Apply for a Loan Against Shares

Life may throw many situations that may demand an urgent flow of money. When you don’t have any financial backup, you are left with no options than to avail a loan. However, the loan amount that you may get may not be enough to cover your needs and expenses. Hence, if you have made some investments in shares, stocks, mutual funds, FMPs, bonds and more, you can avail a loan against them. As a result, you may get a higher loan value to fulfil your diverse needs. What is the…

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Home Buying Advice for Young Couples

For young couples the purchase of a new home is quite common. One can either opt to rent a new apartment or one can take a leap and opt for purchase of a house. If you are planning to buy a new home it is inevitable that you have to procure a loan for it due to the sky high prices of property in today’s age. Home loan provider India however look into various criteria before sanctioning a home loan as they do not want to go in to debt…

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How to Choose a Loan to Address a Medical Emergency in India

According to India Spends, approximately 6.3 crore people are driven into poverty each year thanks to high cost of healthcare facilities in India every year. This study, released by the Public Health Foundation of India, also reveals that usually about 60% of health expenses are covered out of pocket. Even with a good health insurance policy, you may fall short of the funds required to cover your hospital bill. In such cases, a loan can help you meet costs associated with the medical treatment. However, choosing the right loan is…

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