Bajaj Finserv Provides Mumbai Metro Insurance Cover: Here are the Features and Benefits

Bajaj Finserv Provides Mumbai Metro Insurance Cover

The Mumbai Metro acts as swift transportation option for the daily commuters of the financial capital of the country. It broke new grounds in 2017 as the number of commuters reached an all-time high of 3.8 Lakh every day. The 11.4km long Metro rail corridor takes citizens from the most densely populated residential areas to its industrial and financial hub; acting as a quick, economical, and sustainable urban transport system. However, such large footfall often leads to unfortunate accidents involving the daily commuters. During the rush hours between 6PM to…

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Which Credit Card Companies Offer Price Protection Policy?

We often look for the best deals around us before making a purchase. Most of the purchases today are made online. But, do you know that you can get the difference of the purchase price you paid for, in case there is a price decrease shortly? You can now avail this feature on your credit card! For this, you would need a Price Protection Insurance, in case your credit card doesn’t avail this facility and keep your saving game on. Benefits of Purchasing Price Protection Insurance Price protection coverage has…

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4 Tips to Get Lower Personal Loan Interest Rates

The advent of credit cards and personal loans has eased out the worries of the middle class to face any urgent cash crunches with elan. Are you a salaried individual with a Credit Score of 750+, consistent employment and repayment history? Lending institutions can award you a personal loan. If you have the required personal loans eligibility, you can get a personal loan of up to Rs.25 lakh from reputed lenders to cover your multiple needs. However, a personal loan is an unsecured loan, and due to this, there may…

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Save the tax by investing the right Mutual fund schemes

Mutual fund schemes

Mutual funds are considered as the best and the most reliable way to invest money in the long term. But a very few investors are aware that the mutual funds can also provide you the way to save some tax amount. Yes, you heard it right there are numerous mutual funds schemes that let you get the tax rebate up to an extent. Under section 80C, you can easily save the tax up to 1.50 lakhs. So, if you were taking mutual funds as only a way to invest your…

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Top Four Loan Apps In India to Get Instant Loan Approvals

It is a common scenario in the life of a salaried professional in India to face cash crunches that requires urgent attention. You may have faced many occasions in life when you don’t have money and still, you need to pay some urgent bills. What’s the way out? Thus, instead of borrowing from your friends and family, which can be embarrassing for many of us, it is better to avail a hassle-free instant personal loan. We are living in a digital age where almost everything is available at the click…

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6 Things You Should Know About how Collateral Loans Work

Collateral is the technical word used to identify the asset that you pledge to a bank or financial institution in exchange for a loan. Collateral can be anything from property to shares and mutual fund units. Pledging collateral offers the lender a degree of assurance in case you default on loan repayment. In exchange, you benefit from a large loan amount at a nominal interest rate. So, a collateral loan can be a great way to access money without losing ownership of your assets. In order to help you make…

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Special Category States Receive a Hike to Rs. 20 Lakh in GST Registration Cap

The 32nd GST Council Meeting on 10th January 2019 announced that the tax exemption limit is now Rs. 20 Lakh for special category states (Himachal Pradesh and North East states), as revision over the previous exemption bar of Rs. 10 Lakh. The threshold for other states is now Rs. 40 Lakh from the prior threshold of Rs. 20 Lakh. Assam was the first state to increase this limit even before this announcement. Finance Minister, Dr. Himanta Biswa Sharma, stressed on the fact that the new threshold will significantly benefit the…

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What is Reverse Mortgage? A Quick Study!

Have you heard about the concept of the reverse mortgage? What is reverse mortgage and how can it help you avail a huge amount of money without hassles? If you wanted to know about it, then we are here with a quick post to help you out. What is Reverse Mortgage? A reverse mortgage is a home loan in which the borrower receives the loan amount in some installments for a home that he/she owns. It is also referred to as the opposite of the home loan where the borrower…

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