5 Ways in Which You Can Reduce Your Consumer Durable Loan EMIs

Consumer durables like air conditioners, laptops, smartphones, bicycles, and refrigerators, are in your possession for a number of years as they do not deteriorate quickly. As they are big-ticket expenses, you may consider financing them through a consumer durable loan. In fact, reports show that in India, consumer durable personal loans grew considerably, by 83% in FY2018. Nevertheless, since a consumer durable personal loan can increase your monthly expenditure, you may be wondering how to reduce your EMIs and thereby lessen the strain on your finances. Thankfully, there are a…

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The Advantages of Being a P2P lender

If you are aware of the fact that your credit score is not up to the mark, you might be tempted to opt for any one of the high-risk loans to get fast cash in your pocket. Payday loans or unsecured high risk personal loans are two examples of these types of loans. A very common type of online loan, which can help you in times of your emergency, even with low credit scores, is a P2P loan. There are special websites dedicated to the same which connects individual investors…

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Need Emergency Loan? Apply on Bajaj Finserv Experia

Emergency Loan

Given inflation rates, things are becoming more expensive as we move forward. Many of us can feel the financial stress in our day to day lives. Be it expenses to maintain a certain lifestyle or cope with medical emergencies, we have at some point in our lives felt pressed for cash. To cater to such times of financial difficulty, banks and financial institutions offer personal loans. Personal loans are unsecured loans that can be used for multiple financial obligations ranging from paying your child’s school fees to buying an expensive…

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Equity Mutual Funds: What do you mean by them? Should you invest?

Equity Mutual Funds

The popularity of equity investments is increasing leaps and bounds and there are more discussions and comparisons circling them now. No other investment paths offer scope for such high returns as that of equity funds. Once you know How to invest in equity mutual funds you can get started. You have no idea how equity funds can change your life for better. Anyhow, this post is going to acquaint you with equity funds. What is an Equity Fund? The purpose of equity funds is to generate high returns by investing in the…

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Credit Card Application Status: Here’s How You Can Find Yours

Credit cards are no more luxury these days. They have emerged as a need for people with growing expenses. The needs in life are increasing, and it may not be enough for your salary to cover it. Hence, you need to have a credit card to pay for all essential and urgent financial needs. As per your credit card eligibility, you can get a credit limit to pay for expenses and pay the dues after 40-50 days. Have you gone for the credit card apply online mode, and awaiting the…

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How to take unsecured personal loan, Short term Loan with minimum risk?

A personal loan which is unsecured means that they are the funding which you need you to need for a short period of time. There are often when you can avail them with the help of the icici bank personal loan. These are the business assets and the collaterals which you keep against these loans to make sure that once you have taken it from the bank or the institution, you will have to pay for the same. The finance, which involves in your personal loan, contains a high amount…

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Corporate fixed deposits offer higher interest rates than banks. Is it safe and smart to invest in them?

When you decide to invest in Fixed Deposit (FD), the first thing that would probably come up would be whether to invest in Bank FD or to invest in a company or Corporate FD. Earlier bank FDs were considered to be the only reliable platform to open an FD. This was because many Non-Banking Financial Companies (NBFCs) had defaulted in re-paying the deposited amount leading to building lack of trust in the customers. However, with the emergence of credit rating companies like CIBIL (Credit Information Bureau India Limited), CRISIL (Credit…

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Top-Up Loan: A One Stop Solution To Fund Your Emergency Needs

When one borrows a housing loan, it does not necessarily put an end to all financial commitments. There is often a need to bear additional expenses like home improvement, renovation costs or other expenditures like medical emergencies. While repaying a housing loan, one might face financial crunch in meeting these additional expenses. Here, a top-up loan can be that one-stop solution to cater to your immediate financial needs. What Are Top-Up Loans? It is an additional loan of up to Rs. 50 Lakh which you can avail on your existing…

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