Are You CA Professional? Here’s How You Can Get Home

Being a CA is being in one of the most coveted professions in the world and there are few people as successful as a Chartered Accountant. It is also a given that over time they would go on to accumulate some wealth and one of the first investments that every successful professional wants to make is to buy a new home. This however, takes quite a bit of planning and the right kind of funding for the purpose is also required. All the leading banks and major NBFCs like Bajaj…

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Why is it Useful to Apply for a Personal Loan?

A Personal Loan can help you manage major financial crunches effortlessly. Thus, it is one of the highly availed financial products in India. People avail Personal Loans for all types of funding necessities starting from household to business to medical emergencies. Moreover, as studies reveal, NBFCs in this country will grow around 25% to 30% in the coming years which will also increase the competition in the lending market. Nevertheless, each of them competes to offer the best features and benefits which are beneficial to borrowers in many ways. People…

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Got an Appraisal? Don’t Let Your Money Sit Idle, Invest in FD

Appraisal money can be invested in two ways – keeping it in savings account and investing it in a Fixed Deposit. While a savings account would grow your money at an interest rate of 4% to 6%; a Fixed Deposit can help it grow up to 7%. In simple terms, if you have got an appraisal or bonus of Rs. 2000, a savings account would increase up to Rs. 2040 at the end of a year. However, if you put that money in a FD, your money would grow up…

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Which benefits help Senior Citizens ensure smooth Retirement?

benefits help Senior Citizens

Everyone dreams of leading a stress free and smooth life after their retirement. An ideal retirement should bring an end to social and economic tension along with the end of work pressure. There are many benefits for senior citizens that ensure the same. Out of a long list of various socio-economic benefits that a senior citizen can enjoy, here is a list of 5 exceptional benefits that will make your retired life easier. Tax Benefits on savings and investments Financial year 2018-2019 has brought many modifications in terms of tax…

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Steps to Take If You’re Rejected for A Home Loan

Home Loan

Are you one of those unlucky Home Loan borrowers whose Housing Loan request is rejected by your lender? You are not alone as there are many House Loan probable whose loan application gets rejected despite them feeling confident. So, what if your Housing Loan for advocates or doctors or anyone else is rejected? There is still hope for it to be approved if you follow some tried and tested steps! Yes, let’s provide you some easy-to-follow tips that you can implement once your Home Loan application is turned down by…

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Should You Opt for a Personal Loan?

Personal Loan

There might be situations in your life when you will need some funds urgently but might not have any in your bank account. At such a time you can ask for some funds from your friend or relatives, but that imposes a lot of restrictions on you. So the next best thing that you can think about is taking a personal loan. Availing a loan is not as easy as it sounds and there are a few procedures that you need to complete before the bank approves your application for…

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4 Factors that can Impact your Home Loan Eligibility

Home Loan Eligibility

Buying a home is a major decision in your life, and its importance even further goes up when you are availing a Home Loan for the same. Yes, although a Housing Loan is a major financial tool that’s available to salaried class as well as business owners, only a few qualify when it comes to the Home Loan eligibility criteria. Want to check your Housing Loan eligibility instantly? Go to a reputed lender’s website and avail a free Home Loan eligibility calculator to know more? Even reputed online lenders offer…

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3 ways to Maximize your FD Returns Despite Falling Interest Rates

FD Returns Despite Falling Interest Rates

Wanted to invest your money in a bank FD? Hold on! Banks have revised their rate of interest offerings for short-term investments such as fixed deposits because of the funds’ liquidity in such products. A short-term investment that was to fetch an investor with an interest rate as high as 7.5-8% in most of the financial institutions will provide only around 6% for a lock-in period of 3 years for deposits up to Rs.1 crore and less. Yes, the revision in the FD interest rates is not good news! However,…

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