How to take unsecured personal loan, Short term Loan with minimum risk?

A personal loan which is unsecured means that they are the funding which you need you to need for a short period of time. There are often when you can avail them with the help of the icici bank personal loan. These are the business assets and the collaterals which you keep against these loans to make sure that once you have taken it from the bank or the institution, you will have to pay for the same. The finance, which involves in your personal loan, contains a high amount…

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Corporate fixed deposits offer higher interest rates than banks. Is it safe and smart to invest in them?

When you decide to invest in Fixed Deposit (FD), the first thing that would probably come up would be whether to invest in Bank FD or to invest in a company or Corporate FD. Earlier bank FDs were considered to be the only reliable platform to open an FD. This was because many Non-Banking Financial Companies (NBFCs) had defaulted in re-paying the deposited amount leading to building lack of trust in the customers. However, with the emergence of credit rating companies like CIBIL (Credit Information Bureau India Limited), CRISIL (Credit…

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Top-Up Loan: A One Stop Solution To Fund Your Emergency Needs

When one borrows a housing loan, it does not necessarily put an end to all financial commitments. There is often a need to bear additional expenses like home improvement, renovation costs or other expenditures like medical emergencies. While repaying a housing loan, one might face financial crunch in meeting these additional expenses. Here, a top-up loan can be that one-stop solution to cater to your immediate financial needs. What Are Top-Up Loans? It is an additional loan of up to Rs. 50 Lakh which you can avail on your existing…

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4 Reasons to Apply for a Loan Against Property for Debt Consolidation

Meeting the rising expenses, or going for high-end expenditures often requires external financial assistance. These are best solved by unsecured advances provided by various financial institutions. The amount so acquired from multiple loans meets the monetary requirements of individuals. However, the major issue with such loans is the high interest rates charged upon each credit individually. This results is multiple higher EMIs, and hence, the borrower ends up in a financial mess. A preferred solution to these scattered expenses is via debt consolidation loan. While the repayment of multiple loans…

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Bajaj Finserv Provides Mumbai Metro Insurance Cover: Here are the Features and Benefits

Bajaj Finserv Provides Mumbai Metro Insurance Cover

The Mumbai Metro acts as swift transportation option for the daily commuters of the financial capital of the country. It broke new grounds in 2017 as the number of commuters reached an all-time high of 3.8 Lakh every day. The 11.4km long Metro rail corridor takes citizens from the most densely populated residential areas to its industrial and financial hub; acting as a quick, economical, and sustainable urban transport system. However, such large footfall often leads to unfortunate accidents involving the daily commuters. During the rush hours between 6PM to…

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Which Credit Card Companies Offer Price Protection Policy?

We often look for the best deals around us before making a purchase. Most of the purchases today are made online. But, do you know that you can get the difference of the purchase price you paid for, in case there is a price decrease shortly? You can now avail this feature on your credit card! For this, you would need a Price Protection Insurance, in case your credit card doesn’t avail this facility and keep your saving game on. Benefits of Purchasing Price Protection Insurance Price protection coverage has…

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4 Tips to Get Lower Personal Loan Interest Rates

The advent of credit cards and personal loans has eased out the worries of the middle class to face any urgent cash crunches with elan. Are you a salaried individual with a Credit Score of 750+, consistent employment and repayment history? Lending institutions can award you a personal loan. If you have the required personal loans eligibility, you can get a personal loan of up to Rs.25 lakh from reputed lenders to cover your multiple needs. However, a personal loan is an unsecured loan, and due to this, there may…

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Save the tax by investing the right Mutual fund schemes

Mutual fund schemes

Mutual funds are considered as the best and the most reliable way to invest money in the long term. But a very few investors are aware that the mutual funds can also provide you the way to save some tax amount. Yes, you heard it right there are numerous mutual funds schemes that let you get the tax rebate up to an extent. Under section 80C, you can easily save the tax up to 1.50 lakhs. So, if you were taking mutual funds as only a way to invest your…

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