How to Choose a Loan to Address a Medical Emergency in India

According to India Spends, approximately 6.3 crore people are driven into poverty each year thanks to high cost of healthcare facilities in India every year. This study, released by the Public Health Foundation of India, also reveals that usually about 60% of health expenses are covered out of pocket. Even with a good health insurance policy, you may fall short of the funds required to cover your hospital bill. In such cases, a loan can help you meet costs associated with the medical treatment. However, choosing the right loan is…

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Find the Quick Manual Steps for Linksys Extender Configuration

If you are looking for help to configure the Linksys WiFi range extender manually, then let us first congratulate you that you have landed at the perfect place. This post will teach you each and every step regarding how to perform Linksys extender setup manually. Read on. Linksys WiFi range extenders play a vital role to overcome limitations of current router and experience the fast range of WiFi signals to the preferred areas. You have to access Linksys extender login web-based page for the configuration. To do so, open a…

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5 Tips that Can Help You Raise Your Credit Score

A recent study involving around 1500 individuals showed that more than 60% of the respondents know that a good credit score increases the chances of getting loan approval. However, only 15% of the participants knew their credit rating. Studies also suggest almost 85% of the Indian population carries a credit score of less than 800. A credit score is a three-digit number which helps determine your creditworthiness. It ranges from 300-900, and a score of 750 or higher is considered better. Credit information companies like TransUnion CIBIL calculate the rank…

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Investment tips to minimise losses during a stock market crash

Making money during an economic slump requires discipline, cost control and doing what’s right given the situation at that very moment. This means that you may not be able to predict market behaviour, but you must have the best investment plan in place if the market crashes. If you are a long-term investor, it is important to remember that a downtime is part of the cycle and emotions should not cloud your financial decisions. The best investment plan will not only help you cut your losses but help you increase…

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What are the Credit Score Requirements for Credit Card Approval?

There are 4 credit bureaus in India but the credit score provided by Credit Information Bureau (India) Limited or CIBIL is the one considered by more than 2,400 financial institutions. The credit or CIBIL score they provide is based on the Credit Information Report (CIR). The CIR contains personal information, credit utilisation, numbers of enquiries, credit mix, and several other details of a creditor as forwarded by a lender. The CIBIL score ranges from 300 to 900 and is dependent on how sound the CIR is. Generally, a score above…

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Ease Your Debt This Diwali With Loan Against Property

As you go through life, you find there are a few moments when you need to take a leap of faith. Only then can you achieve greater success and glory. For instance, you may have started a business. But, to steer the company through its initial stages, you have racked up numerous debts, due to which the company is mired in multiple debts. To ease the situation, you need a large capital inflow. However, the only option you can foresee to get out of debt is to sell your house.…

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Managing your Hi-Tech Engineering Business – 4 Factors That You Should Take Care of

Today, advanced technology has become an integral part of so many different industries. Hi-tech engineering businesses are getting involved in industries ranging from food packaging to oil extraction. However, to keep pace with modern technology’s breakneck speed, these high-tech companies require strong leadership, focus on R&D, strong working capital and a better cash flow management tips for engineers running a firm. While a business loan for engineers can help you tackle the fiscal deficit, you must take care of the other factors to effectively manage your hi-tech engineering business. Let’s…

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What Are the Biggest Challenges that MSMEs Face in India?

The MSME stands for Micro, Small and Medium Enterprises, whose business requires the investment into plant & machinery or equipment. The business could be a manufacturing unit or a service unit. As far as it involves investment into plant & machinery or equipment, it can be classified under MSME within the certain limits of investment. The biggest challenges MSMEs face is to arrange finance for machinery or equipment. Having limited resources, the means to finance the equipment are also limited. What is MSME Loan The key takeaway of the MSME…

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