Corporate fixed deposits offer higher interest rates than banks. Is it safe and smart to invest in them?

When you decide to invest in Fixed Deposit (FD), the first thing that would probably come up would be whether to invest in Bank FD or to invest in a company or Corporate FD. Earlier bank FDs were considered to be the only reliable platform to open an FD. This was because many Non-Banking Financial Companies (NBFCs) had defaulted in re-paying the deposited amount leading to building lack of trust in the customers. However, with the emergence of credit rating companies like CIBIL (Credit Information Bureau India Limited), CRISIL (Credit…

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Residential Projects in Thane – 7 Tips to Follow to Choose the Right Floor

Are you all set to buy one of the residential projects in Thane such as Pacifica Hillcrest and more? If yes, then you may find many new projects in Thane spread across major areas. You can also go through Pacifica Hillcrest reviews along with the reviews of other projects in Thane on a property listing website for better understanding. However, even though you may have chosen to invest in one of the new projects in Thane: you may be confused about selecting the best floor. When it comes to Thane,…

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Top-Up Loan: A One Stop Solution To Fund Your Emergency Needs

When one borrows a housing loan, it does not necessarily put an end to all financial commitments. There is often a need to bear additional expenses like home improvement, renovation costs or other expenditures like medical emergencies. While repaying a housing loan, one might face financial crunch in meeting these additional expenses. Here, a top-up loan can be that one-stop solution to cater to your immediate financial needs. What Are Top-Up Loans? It is an additional loan of up to Rs. 50 Lakh which you can avail on your existing…

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4 Reasons to Apply for a Loan Against Property for Debt Consolidation

Meeting the rising expenses, or going for high-end expenditures often requires external financial assistance. These are best solved by unsecured advances provided by various financial institutions. The amount so acquired from multiple loans meets the monetary requirements of individuals. However, the major issue with such loans is the high interest rates charged upon each credit individually. This results is multiple higher EMIs, and hence, the borrower ends up in a financial mess. A preferred solution to these scattered expenses is via debt consolidation loan. While the repayment of multiple loans…

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