How to Choose a Loan to Address a Medical Emergency in India

According to India Spends, approximately 6.3 crore people are driven into poverty each year thanks to high cost of healthcare facilities in India every year. This study, released by the Public Health Foundation of India, also reveals that usually about 60% of health expenses are covered out of pocket. Even with a good health insurance policy, you may fall short of the funds required to cover your hospital bill. In such cases, a loan can help you meet costs associated with the medical treatment. However, choosing the right loan is…

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Do Loan Sharks Play a Viable Part in South Africa’s Credit Market?

South Africa’s Credit Market

Many people will think they already know the answer to that question, but recent research has suggested that loan sharks could play an important part in the financial lives of many South Africans. For most of us, loan sharks, also known as ‘mashonisas’, conjure up images of burly men banging on doors and intimidate people into handing over money they do not have. However, recent research by Wonga South Africa has found that the reality of this type of lender does not always match the stereotype. What did the study…

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Find the Quick Manual Steps for Linksys Extender Configuration

If you are looking for help to configure the Linksys WiFi range extender manually, then let us first congratulate you that you have landed at the perfect place. This post will teach you each and every step regarding how to perform Linksys extender setup manually. Read on. Linksys WiFi range extenders play a vital role to overcome limitations of current router and experience the fast range of WiFi signals to the preferred areas. You have to access Linksys extender login web-based page for the configuration. To do so, open a…

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Be Aware Of the Benefits of Wearing Thermals during winter

Whenever winter season comes, people think about the ways to keep their body warm and dry for all the daylong. For that, they wish to invest in the heavy and thick jackets, sweaters, or other winter wears. However, there is one piece of clothing available to perform all your expectations without stressing you a lot, which is called thermal wear. Currently, the usage of thermal is highly increasing among the people who reside in the cold areas and those who are traveling to those destinations. Like other winter wear, thermal…

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5 Tips that Can Help You Raise Your Credit Score

A recent study involving around 1500 individuals showed that more than 60% of the respondents know that a good credit score increases the chances of getting loan approval. However, only 15% of the participants knew their credit rating. Studies also suggest almost 85% of the Indian population carries a credit score of less than 800. A credit score is a three-digit number which helps determine your creditworthiness. It ranges from 300-900, and a score of 750 or higher is considered better. Credit information companies like TransUnion CIBIL calculate the rank…

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Bone Fracture – Repair, Preparations, Risks and Procedure

Bone Fracture

What is Bone Fracture Repair? When you experience a bone break or fracture, it is important that the bone can heal properly in its original place. There are many treatments for a broken bone, and the one a doctor recommends is based upon many factors. These include how severe the break is and where it is. While some bones can heal by wearing a cast, others may need more invasive treatments, such as bone fracture repair. Bone fracture repair is a surgery to fix a broken bone using metal screws,…

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Investment tips to minimise losses during a stock market crash

Making money during an economic slump requires discipline, cost control and doing what’s right given the situation at that very moment. This means that you may not be able to predict market behaviour, but you must have the best investment plan in place if the market crashes. If you are a long-term investor, it is important to remember that a downtime is part of the cycle and emotions should not cloud your financial decisions. The best investment plan will not only help you cut your losses but help you increase…

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What are the Credit Score Requirements for Credit Card Approval?

There are 4 credit bureaus in India but the credit score provided by Credit Information Bureau (India) Limited or CIBIL is the one considered by more than 2,400 financial institutions. The credit or CIBIL score they provide is based on the Credit Information Report (CIR). The CIR contains personal information, credit utilisation, numbers of enquiries, credit mix, and several other details of a creditor as forwarded by a lender. The CIBIL score ranges from 300 to 900 and is dependent on how sound the CIR is. Generally, a score above…

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